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What Are Uninsured and Underinsured Motorist Coverage, and Why Are They Important?

If asked about the insurance policy on their car, pickup, or motorcycle, most drivers would be able to discuss their liability coverage, and many could tell you the amount of liability coverage that they have. Many drivers, however, are less familiar with two other types of coverage found in most policies - uninsured motorist coverage and underinsured motorist coverage.

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